Lynn D'Avolio
Century 21 North East | 801-597-2857 | lynn1@soldbylynn.com


Posted by Lynn D'Avolio on 9/25/2018

No one wants to face a homebuying dilemma. Yet problems may arise during the homebuying journey that make it tough for an individual to find and buy his or her dream residence. Lucky for you, we're here to help you prepare for potential homebuying dilemmas and ensure you can quickly address these issues.

Now, let's take a look at three tips to help you avoid a homebuying dilemma as you search for your ideal house.

1. Craft a Homebuying Strategy

If you intend to embark on a home search, it often helps to enter the real estate market with a plan in hand. That way, you can streamline your house search and boost the likelihood of finding a quality home that matches your expectations.

Think about where you want to live, as well as the features you want to find in your dream home. Then, you can create a homebuying strategy designed to help you discover the right house.

2. Get Pre-Approved for a Mortgage

Obtaining home financing may prove to be problematic for some people. However, if you apply for a mortgage today, you can start your search for your dream home with a budget at your disposal.

There is no shortage of mortgage options available to homebuyers nationwide. Adjustable- and fixed-rate mortgages are two of the most popular options for homebuyers. Meanwhile, banks and credit unions can teach you about adjustable- and fixed-rate mortgages and other home financing options at your convenience.

If you meet with banks and credit unions, don't hesitate to ask mortgage questions, either. If you learn about all of your mortgage options, you can make an informed home financing selection that may serve you well for years to come.

3. Hire a Real Estate Agent

There is no telling when a homebuying dilemma will crop up during your search for your dream residence. Fortunately, if you hire a real estate agent, you can receive expert assistance with any homebuying dilemma, at any time.

A real estate agent understands the challenges commonly associated with buying a home. Therefore, he or she will do everything possible to help you address these challenges as you navigate the homebuying journey.

Typically, a real estate agent will help you craft a property buying strategy, narrow your home search and establish realistic homebuying expectations. He or she also will set up home showings, teach you about different aspects of the housing market and provide homebuying recommendations and suggestions.

If you discover your dream residence, a real estate agent will help you put together a competitive offer to purchase this home too. And if your homebuying proposal is approved, a real estate agent will help you finalize your house purchase as quickly as possible.

There is no need to stress about homebuying dilemmas. If you take advantage of the aforementioned tips, you can get ready for potential homebuying problems and resolve these issues before they escalate.




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Posted by Lynn D'Avolio on 9/18/2018

The homebuying journey may seem daunting at first. Lucky for you, we're here to help take the guesswork out of finding and acquiring your dream house.

Now, let's take a look at three tips to help you approach the homebuying journey with poise and confidence.

1. Be Diligent

A diligent homebuyer may be better equipped than others to enjoy a seamless and successful property buying experience. In fact, this buyer likely will do whatever it takes to find the right house at the right price, regardless of the current real estate market's conditions.

To become a diligent homebuyer, it generally is a good idea to learn about the housing market in your preferred cities and towns. With this information, you can determine whether you're pursuing a home in a buyer's or seller's market and plan accordingly.

Furthermore, it may be beneficial to get pre-approved for a mortgage. If you enter the housing market with a mortgage, you'll know exactly how much you can spend to acquire your dream house.

2. Know Where You Want to Go

Establish homebuying criteria Ė you'll be glad you did. If you know what differentiates your dream house from others, you can quickly and effortlessly search for residences that match your expectations.

Also, you may want to hone your home search to specific cities and towns. For example, if you want to find a house close to your office in the city, you may want to explore residences in or near the city itself. On the other hand, if your goal is to buy a house near the top schools in a particular state, you should narrow your house search based on school rankings and other pertinent data.

3. Work with a Real Estate Agent

Buying a house is no small feat, and ultimately, there is no reason to try to navigate the homebuying journey alone. Thankfully, you can hire a real estate agent who can provide expert support throughout the homebuying journey.

A real estate agent is a must-hire, and for good reason. He or she will guide you along the entire homebuying journey and respond to any of your homebuying concerns and questions. In addition, a real estate agent offers recommendations and suggestions to help you make informed decisions as you pursue your dream residence.

Usually, a real estate agent will learn about your homebuying goals and craft a personalized homebuying strategy for you. He or she next will keep you informed about available residences that meet your criteria and set up home showings. Once you find your dream residence, a real estate agent will help you put together a competitive offer to acquire this house. And if your offer receives a "Yes" from a home seller, a real estate agent will help you finalize your house purchase.

Ready to streamline the homebuying journey? Use the aforementioned tips, and you can kick off a house search and discover your ideal residence in no time at all.




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Posted by Lynn D'Avolio on 9/11/2018

As a first time home buyer, you may feel like a fish out of water when it comes to the process of getting a home. If youíre ready to buy your first home, thereís some key mistakes that you should avoid. 


You Think That You Donít Need Help From A Professional


So many homebuyers think that they can save themselves a few dollars by avoiding working with a realtor. This is a big mistake. Realtors are a valuable resource for buyers and will help you throughout the process of purchasing a home. Realtors can help guide buyers step-by-step while providing assistance with things like negotiations and making sure all of the paperwork gets from point A to point B. Youíll also need other professionals involved in this process of home buying including lawyers and loan officers. Having these people on your team protects you and gives you a backing of knowledge that you wouldnít otherwise have. 


Donít Skip Pre-Approval


Getting pre-approved for a mortgage is key before you even start to search for a house. The pre-approval letter is a great resource in helping you land the home of your dreams. If youíre going up against other bids on a home, your bid will be seen as more serious if you have been pre-approved. Getting a pre-approval lets sellers know that youíre serious about the whole process of buying a home and are ready to make the financial commitment. 


Know The Costs Associated With Buying A Home


Just because you have the monthly income to pay a mortgage doesn't mean youíre financially ready to buy a home. Thereís a few things that need to be in place before you can even commit to buying a home. First, youíll need to make sure your credit score is up to par. Next, youíll need to have enough saved up for a down payment. Without a down payment of at east 20% of the purchase price of a home, youíll need to pay for private mortgage insurance (PMI). Thereís plenty of other costs that youíll need cash on hand for when it comes to buying a home. This includes home insurance, home inspections, closing costs, property taxes, HOA fees, and maintenance. In other words, there needs to be some wiggle room in your budget for all of the extra costs that go into closing on a home and maintaining a home. 



Donít Completely Deplete Your Savings


Just because you have been saving up for years to buy a home, doesnít mean you need to completely deplete your savings in one pass. If you lack an emergency fund, youíre not buying a home with a responsible financial cushion. While youíll probably take out a good chunk of savings in order to purchase the home, you need a bit more. Experts say that you need about 3-6 months of expenses saved up in case of the event of illness, job loss, or other emergency. Hence the name ďemergency fund.Ē





Posted by Lynn D'Avolio on 9/4/2018

After you have dotted your iís and crossed your tís to purchase a new home, you may have a million things running through your head. You probably want to buy new furniture and throw a house warming party, but thereís a few more pertinent things that you need to address just as you turn the key to enter your new home. The first thing that you should do when you move into a new house is create a checklist using the information in this blog post. 


Inspect Your Stuff


Moving can cause some damage to your furniture and boxed up things. Youíll want to take a look at everything thatís been moved into the house and make sure that itís completely in tact. If anything is damaged, youíll need to file a complaint with your moving company or replace any items that were broken by the move if you were responsible.


Turn On Your Utilities


Thereís a process in getting your utilities up and running. Youíll need to either have them turned on completely or just transfer their operations from the old owners to your name. 


Unpack


Itís important to unpack all of the essential things that youíll need at your new home. These items include sheets, pillows, blankets, kitchen items and coffee makers.


Organize


Moving into a home is a clean slate for you and your organizational skills. This is the time for you to get organized and put everything in a proper place. No one wants to move into a new home and immediately have a giant mess to clean up! Take your time and put everything in the right place. If you need to purchase shelving or other organizational tools, do so at this time to help you get off on the right foot.  


Inspect The House


Itís important to check out your house from top to bottom one more time shortly after moving in. If there are any problems that werenít there during the home inspection or any major issues that weren't revealed, youíll need to address them at this time.


Check For Pests


If there are any pests like mice or bugs in your home as you first move in, youíll need to take care of this ASAP. You donít want to have an infestation on your hands just as you move into your new home. You can either take on the problem yourself or call an exterminator for professional help.  


Secure The Home


From door locks to window safety, youíll want to check all around to ensure that your new home is safe and secure for you and your family. Thereís nothing more important the the health and safety of those you love, so you want to be sure that they are indeed protected from accidents and crime.           


Enjoy Your New Life!


Moving into a new home is very exciting. Youíll want to take the time to enjoy your new neighborhood and new surroundings. This also means taking care of your own well-being and your financial well-being as well. Make a budget so that all of your monthly payments are made promptly. Now that you have ďtaken care of business,Ē you can enjoy life!     





Posted by Lynn D'Avolio on 8/28/2018

If youíre trying to sell your home, you probably have thought of everything from staging to pricing to when the best time for your realtor to hold an open house is. What you may not have considered is the exterior color of your home. Yes, both colors inside and outside of your home can attract or detract buyers from your home. 


Although it could seem silly for you to invest in a brand new exterior paint color right before you sell your home, it could result in some big returns when you head to sell the property. Below, youíll find some of the best exterior paint colors for your home and why these colors are great in attracting buyers. 


Colors That Blend In With The Natural Surroundings


This principle for color is fantastic. You have a wide range of choices in everything from a putty to a stone to shades of green. These colors all can blend in with the natural environment around your home. Depending upon what surrounds your home, the colors that you choose can vary widely. Do you have a home out in the woods? Choose a sharp shade of green or a bold shade of brown or tan. Everything from the type of foundation you have to the outer accents of the home should be considered when choosing these exterior paint colors.


Think Of The Type And Color Of The Trim You Want


If you really want white trim along the edges of your home, you should pair up that color with the base color of your home. For example, if youíre looking for a white trim, choose colors that will look good with that tone like shades of blue and gray. Remember that buyers will be attracted to complimenting colors.    


Neutral Is Best


When you really canít make up your mind when choosing an exterior paint color, always go with something neutral. This is the best way to play it safe when youíre putting your home up for sale and making changes. Buyers can always envision themselves living in a neutral colored home. It may be a bit more difficult to match the personalities of buyers with eccentric color choices. 


Examples Of Attractive Exterior Paint Colors


  • Taupe
  • Tan
  • Putty
  • Gray
  • Yellow
  • White
  • Light Blue
  • Deep Blue
  • Forest Green
  • Bright Red


While no magic combination of colors is guaranteed to make your home sell fast, youíll have a better chance of selling if the home appears pleasant from the outside in. Putting a fresh coat of paint on your home can really bring about more curb appeal, attracting buyers, possibly giving the property a bit more value. Donít hesitate to invest a little money in your home before you sell to get the maximum return on the sale.   






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