Lynn D'Avolio
Coldwell Banker Residential Brokerage | 801-597-2857 | lynn1@soldbylynn.com


Posted by Lynn D'Avolio on 4/28/2015

Making daily choices to help conserve water is a win win. Reducing the amount of water used in your home will help protect our world's natural resource and save you money at the same time. Best of all, most of the ways to save are either free or very inexpensive, and will save you hundreds of dollars every year. Here are some water saving tips that are friendly to both your wallet and the environment: Turn off the faucets. Don't run the water while you are shaving, shampooing your hair, washing dishes, or brushing your teeth. Did you know turning off the water while brushing your teeth can save you over 25 gallons of water every month? Fill up the sink when doing the dishes. Put soap on one side and rinse water on the other side of the sink or use a plastic rinse bin. This will save you gallons of water every time you clean. If you use a dishwasher, always run full loads. Don’t do laundry unless you have to. Always run a full load in the washing machine. You can also reuse towels to save on filing up the laundry basket. Don't use the toilet as a wastebasket. Every time you flush a bug, tissue or trash down the toilet you waste five to seven gallons of water. Bring your car to the car wash. Commercial car washes often use recycled water. Cover pools, spas, and hot tubs when not in use. This will help prevent evaporation of water. If you must water your lawn make sure to do it early in the day so you don't lose water to evaporation. Mulch your plants. Placing mulch around your plants will help keep them retain moisture. Water conservation will have you saving money on your utility bill and also prevents water pollution in nearby lakes, rivers and local watersheds.    





Posted by Lynn D'Avolio on 4/14/2015

When times are tough you look to cut back anywhere you can. The price at the pump can be a real budget buster. There are ways to save on gas and get better mileage from your dollar. Slow down Speed is the biggest factor on fuel economy. Driving at 55 mph instead of 65 or 75 will save on gas. Tests have shown increasing speed from 55 mph to just 65 mph dropped fuel economy from 40 mpg to 35. While driving at 75 mph can cost the car another 5 mpg. Go smooth Keep a steady pace; avoid hard acceleration and braking if possible. Frequent acceleration and braking can reduce mileage by 2 to 3 mpg. Driving with smooth acceleration, cornering, and braking will also extend the life of the automobile. Don't be a drag When driving on the highway, more than 50 percent of engine power goes to overcoming aerodynamic drag. Carrying large items such as luggage racks and top-carriers reduce fuel economy. Warm Up Take the time to warm up the engine before taking off. Cars run most efficiently when they're warm. Stopping and starting the car several times is a big factor, try to combine several short trips into one so that the engine stays warm. Pump up Check your tires. Underinflated tires compromise handling and braking which in turn can reduce fuel economy. Check the pressure of your vehicle's tires to make sure they are correct. Keep moving Idling is one of the worst things your car can do, when idling your car is getting zero miles per gallon. Turn off your engine if you expect to sit for more than about 30 seconds. Practicing these simple tips should have you putting less money in your gas tank in more in your wallet in no time.




Tags: Save Money   money   gas  
Categories: Money Saving Tips  


Posted by Lynn D'Avolio on 3/17/2015

College can cost a fortune and saving for your child's education can seem like a daunting task. The sooner you start saving for college, the better and easier it will be in the long run. Here are some tips to help you get started: Start small-Starting small is better than not starting at all. Try to find small ways to save. It may be as simple as not buying coffee out, packing a lunch, or buying store brands at the grocery store. Make saving automatic-If you don't have to think about saving it might be easier. Set up an automatic payroll deduction or electronic bank transfer to direct money into your college savings account. If you don't see the money, chances are, you won't miss it. Don't wait-There is no time like the present to start saving. Even if you can only save a little, remember that every little bit helps.





Posted by Lynn D'Avolio on 3/3/2015

In today's economic climate protecting your financial health is more important than ever. From health insurance to your plans for retirement, there’s a lot to consider. Here are some tips from Family Wealth Management Group, LLC to help protect your assets and financial future. It is never too early to plan In order to plan, you need to know what you have. Review your pension plan, 401 (k), IRAs, Social Security benefits and other savings plans to assess whether they meet your long-term retirement goals and will generate an income stream to meet your projected expenses. Curb spending Time to take an inventory on how much you spend. Keep a log on trips to the market, afternoon lattes, dry cleaning and all of your miscellaneous spending. Try to eliminate a portion of these expenses. Once you track them you will realize you are spending more than you thought. Re-define your financial goals Ask yourself where you see yourself in five, 10 or 15 years. See if it is possible to redefine your goals. You may be able to retire earlier or pay for college. Set goals to achieve the things you want. Get help Professional advice about investment losses, financial products, insurance coverage and other important issues will help you make the right choices for your current financial situation.




Categories: Money Saving Tips  


Posted by Lynn D'Avolio on 1/6/2015

Credit cards can be a great source of safety and  convenience but they can also be trouble. Buy now and pay later can have serious consequences and lead to financial trouble. So in order to stay financially fit it is important to use your credit cards wisely. Here are a few tips to help you make the most of your credit cards: • This seems simple but pay off your balance every month in full.  Interest charges on your credit card purchases can add up fast. • If you do carry a balance, pay back as much as you can as quickly as possible. You don't have to wait until the payment due date. • Avoid using your credit card to withdraw cash or transfer money. Interest is charged on these transactions immediately. • If you are considering a card with an annual fee, be sure that whatever reward or benefit you're getting is worth the cost. Bottom line stay within your budget. Only use credit cards for things you can afford. If you can't afford it don't buy it. You will be much happier without the new sweater when you have enough money to buy a new home.